Breast Cancer and Medical Insurances
What is a medical insurance?
We all run the risk of facing severe health problems at any time due to an accident or illness. If you are injured or sick, you may need medical attention. The question is, can you get the medical care you need, and if so, can you afford it?
Medical insurance makes it possible to consult with a doctor, to be treated or to be tested and to undergo the necessary procedures. Health insurance helps pay for health care costs, which are often high and helps provide financial security for you and your family.
Regardless of your age or general health condition, it is essential to have health insurance. It’s a contract between you and an insurance company that agrees to pay part of your medical expenses in the event you are injured or ill. In return, you make monthly payments to your insurer and help cover part of the cost of your medical care.
What you need to know about Breast Cancer medical insurance
All insurers that offer senior medical insurance cover Breast Cancer. However, each has its exclusion clauses. Breast cancer insurance is a solution for the cure of sensitive women with this disease, in the case of detection. Your cancer health care team will be your first source of information and support, but there are many parts of where to get help when you need it.
Hospital support services offered at clinics are an essential aspect of your health care and are intended to include nursing or social work services, financial assistance, nutritional counselling, rehabilitation, or spiritual counselling. It should be noted that Breast Cancer mortality continues to decline thanks to medical advances and the awareness of the population about the importance of early diagnosis.
It has decreased by 1.4% in the last 15 years. Hopefully, one in eight women will develop breast cancer throughout their lives, according to data from the Spanish Association Against Cancer. Today, concern about Breast Cancer is one of the issues that particularly upset women. It can also develop in man although cases are rare. The significant examples are mostly among women between the ages of 45 and 65.
For this reason, in the insurance market, some companies have launched Breast Cancer insurance for patients with the financial peace that if they detect a breast tumor, they have contracted the available policy of 30,000€. This type of insurance also offers services such as 5 face-to-face psychological counseling sessions, 50 hours of home care to assist your day-to-day telephone counseling service and second medical opinion.
In some developed countries, compulsory medical insurance for workers cover all costs of medical care and treatment for cancer, including Breast Cancer, in other countries only partially covered and regrettably, in others there is no social coverage. That is why we should all contribute and start to raise awareness about this serious issue, and that should be much more important, as we are talking about the lives of people who deserve to be happy and healthy as all of us.
Credit: Kiki Ruiz